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If you die intestate, a court decides how your estate will be distributed. Your estate is comprised of everything you own, such as your home, assets, and debts. Not leaving a will in place can create conflict between loved ones. Therefore, it is important that you set up a legal will before you pass away.
One in every five Canadians has experienced some form of disability, according to research. Disability insurance pays out a monthly benefit should you become disabled. For these reasons, disability insurance should be part of an overall long-term financial strategy for anyone who earns a paycheck.
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In the event that your life insurance company goes bankrupt, Assuris will come to your aid and ensure that you retain at least 85% of your promised benefits. Read below to find out how to avoid insurance companies that may go bankrupt.
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Being your own boss means you have many responsibilities. It also means that your business would suffer if you had to take a leave from working. That is why disability insurance is crucial for self-employed workers.
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