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Life insurance is a product that provides financial protection in the circumstance of your death. Your life insurance policy will often be several pages long and contain complex terms. This post explains the policy document sections and the common terms contained in those sections, so that you will not have any trouble when you sit down to read your insurance policy.
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It's a good idea to get as many quotes as possible when purchasing an insurance package. Between you and the insurer, an insurance broker functions as a go-between. Because many Canadian insurers don't provide internet quotations, you'll need to hire an insurance broker to perform all of the legwork for you. A broker is legally and ethically obligated to act in the best interests of their clients during the purchase process.
Term life insurance is a legal commitment in which the insurer promises to cover your life for a specific number of years in exchange of premiums. If you pass away within this period, your beneficiary will receive the payout. There are several ways to maintain life insurance coverage past the current policy's expiry date.
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An obituary is a written notice of a person's death. Obituaries allow family members to celebrate the deceased's life and inform the community of their death. With obituaries moving online, finding one for a specific person is easier than ever before.
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