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An annuity is a fixed-term income that lasts for several years, or the rest of your life. For this reason, an annuity gives you peace of mind knowing that your money will not run out before you pass away. Because of these assurances, many people use annuities as part of their retirement planning strategy.
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Canadian households say losing their principal earner would make it difficult to pay off obligations such as a mortgage and cover daily living expenses. Your family will not lose their home if you purchase a low-cost mortgage life insurance policy. Without the insurance, 75% of Canadian households would struggle to pay off debts such as a mortgage.
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