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No medical life insurance does not require you to undergo a medical exam to prove insurability. Traditional life insurance policies involve a paramedical exam. With no medical exam life insurance, you can get coverage quickly — sometimes within the same day. Since these policies are convenient, they are becoming more popular.
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There are many reasons why a life insurance company may deny a claim, but the most common reason is material misrepresentation on the application. Find out how to make sure your policy pays out in our post today!
Joint first-to-die life insurance pays out when the first person in a couple dies. The surviving partner receives replacement income to keep the family afloat and pay off any debts. Life insurance products that insure two people under one policy can be a smart option for couples.
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