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In today’s fast-paced world, convenience and flexibility are important. That’s where Sun Life Go comes in.
Sun Life Go is an innovative online insurance platform that makes it easier than ever to find the right policy for you and your family. In this Sun Life Go insurance review, we’ll explore the benefits of this platform.
With Sun Life Go, you’ll get instant quotes, temporary coverage, and all the information you need to make an informed decision about your life insurance policy. Let’s dive in and find out how Sun Life Go works.
Short Summary
- Sun Life Go is a part of Sun Life Financial offering life insurance policies with death benefits up to $1 million.
- Get started with Sun Life Go easily and customize a quote to find the best coverage type for your needs, plus get access to health & disability insurance options.
- Enjoy competitive rates, great customer service & user friendly platform w/ tools & resources available from Trustpilot or Insureye.
Sun Life Go Overview: What You Need to Know
Sun Life is a Canadian financial services company. Go is a game-changer in the world of life insurance. A part of the well-established Sun Life Insurance offers, this online platform provides instant quotes and temporary insurance coverage for up to 90 days while your application is being processed. And if you decide to cancel it before 30 days, you’ll receive a full refund.
With so many different types of insurance online, it can be challenging to find the right one for you. With Sun Life Go's life insurance calculator, you can easily find out how much coverage you need.
Who is Sun Life Go?
Sun Life Go is a part of Sun Life Financial, a leading international financial services organization that is taking an important part in Canada, including Sun Life Canada. Operating as Sun Life Assurance Company in Canada, Sun Life has a long history and an agreement to provide top-tier insurance products.
With Sun Life Go, you can easily access a range of life insurance policies, providing a death benefit ranging from $5,000 up to $1 million, depending on the policy and coverage chosen. Whether you need a simple term life policy or a more detailed permanent life insurance plan, Sun Life Go can help.
Types of Life Insurance Coverage Offered by Sun Life Go
Sun Life Go offers all types of life insurance policies to suit your needs, including Term Life Insurance, Permanent Life Insurance, and Simplified and Guaranteed Life Insurance. Each policy type has their own features and benefits. Let's explore these options some more.
Term Life Insurance
If you’re looking for flexibility and reasonable pricing, then term life insurance is a good starting point. Sun Life Go’s term life Insurance policies offer coverage for 10 or 20 years, providing financial protection for a given period. This type of policy is perfect for those who need coverage during a significant part of their life, such as paying off a mortgage or raising a family.
Applying for Sun Life Go’s Simplified Term Life Insurance is straightforward. If you’re between the age of 18 and 69 years old and you are a legal resident of Canada, you can answer three health questions and apply online. Plus, you will have temporary insurance coverage while your application is being processed, keeping you protected for up to 90 days.
Permanent Life Insurance
Permanent life insurance, including whole life insurance and universal life insurance, provides lifelong coverage and financial security. Sun Life Go’s Guaranteed Life Insurance is a type of permanent life insurance that gives you the safety you want in mind, knowing your loved ones will be taken care of. To be eligible for this policy, you must be in the age group between 30 and 74 years old and a legal resident of Canada.
Applying for Sun Life Go’s Guaranteed Life Insurance can also be done online. With coverage for your whole life, this policy make sure that your beneficiaries will receive a death benefit regardless when you pass away.
Simplified and Guaranteed Life Insurance
Not everyone is in perfect health. That’s why Sun Life offers both Guaranteed Life Insurance and Simplified Term Life Insurance.
Guaranteed Life Insurance provides permanent coverage without any health questions or medical exams, making it an ideal option for those with pre-existing disease. Coverage ranges from $5,000 to $25,000.
Simplified Term Life Insurance is another option for those who want to avoid a medical exam. This policy provides coverage options for up to 10 years. Amounts of $50,000, $75,000, and $100,000 are available. You must be between 18 and 69 years old and a legal resident of Canada to get one. Simply answer three health-related questions when applying, and you are on the way to having one of the best term life insurances around Canada.
The Application Process: How to Get Started with Sun Life Go
Applying for life insurance with Sun Life Go is easy. To get a quote, simply provide your birthdate, gender, smoking status, and province of residence. From there, you can customize your quote based on the type of insurance, coverage amount, and term length.
Sun Life Go also offers critical illness insurance and accidental death insurance, so you can choose the coverage options that best suit your needs. If you’re not happy with your policy, you can cancel at any moment. If you cancel within 30 days of receiving your policy, Sun Life will reimburse your premiums.
Filing a Claim with Sun Life Go: What to Expect
Filing a claim with Sun Life Go is a simple process. Simply call 1-800-669-7921, and a representative will send you a form to fill up. After submitting the requested information and documents. Go will evaluate your claim around 5 business days. If approved, you’ll receive a one time payment.
With Sun Life Go, you can trust that your claim will be handled with care and efficiency.
Comparing Sun Life Go to Other Insurance Providers
Sun Life Go stands out from other products due to it's ability to buy it online. However, it’s important to note that Sun Life Go’s premiums are usually higher than other insurance providers.
When considering your life insurance options, it’s essential to compare Sun Life Go to other companies to ensure you’re getting the best coverage for your needs.
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Sun Life Go's Additional Services: Health and Disability Insurance
In addition to life insurance, Sun Life Go offers a range of health and disability insurance options. These additional services provide comprehensive coverage for various needs, ensuring you and your family are protected in the event of illness, injury, or disability.
Using Sun Life's Tools and Resources
Sun Life Go’s website offers an assortment of tools and resources to help you make wise choices about your life insurance policy. From money and health tips to video discussions on group benefits programs, there is a lot you can learn.
In addition, the My Sun Life Mobile app allows you to view your benefit plans whenever you want to. View your coverage, check your claims status, and access your documents all with all the control you need. With Go’s tools and resources, managing your life insurance will be easier than ever.
Customer Reviews and Testimonials
Hearing about the experiences of real Sun Life policyholders can provide valuable insight into what you can expect from the company. Customer reviews and testimonials are readily available on websites like Trustpilot and Insureye.
While Sun Life only averages 2.2 out of 5 stars on Insureye, a lot of it has to do with their claims process. So this is something to keep in mind when considering Sun Life.
Summary
Sun Life Go is innovating in the life insurance industry with its convenient and flexible approach to policies. From instant quotes to temporary coverage and a variety of policy options, Sun Life Go makes it easy to find the right coverage for you and your family.
The downside is Sun Life and Sun Life Go are generally some of the more expensive insurance options on the market. We recommend working with an independent insurance broker (like Dundas Life) to compare options across several insurers to get the best product for the best price.
Frequently Asked Questions
Is Sun Life good for life insurance?
Sun Life offers a wide range of permanent life insurance policies with cash value for investment purposes, such as their SunPar Protector II product.
It’s certainly worth considering if you’re looking for whole life insurance.
How stable is Sun Life insurance?
Sun Life is a financially stable company with a long history, providing reliable insurance products and services for over 150 years. They are one of the largest insurers in Canada.
How long does Sun Life take to pay out?
Sun Life typically pays out within 24 to 48 hours, so you can expect to receive your claim payment deposited to your bank account soon after processing.
What types of life insurance policies does Sun Life Go offer?
Sun Life Go offers Term, Permanent, Simplified and Guaranteed Life Insurance policies, giving you the flexibility to choose the best solution for your needs. With these options, you can find the coverage that fits your lifestyle and budget. You can also customize your policy to meet your specific needs.
Sun Life offers Sun Life. Go makes it easy to get the coverage you need. With their online presence.
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